This substantial terraced property has bags of potential, nestled towards the end of Park Avenue West in a quiet spot within the extremely popular HU5 neighbourhood.
Cosmetically, the house is in poor condition. The foundations of a fine family home have been laid however with uPVC WINDOWS and a RE-COVERED MAIN ROOF. The rooms are well proportioned and the gardens are impressive.
An entrance hall leads into a fine living space. Sliding glass doors between the 2 receptions provide the option of 2 rooms with angled bay windows at the front, an open period fireplace in the dining room and a door opening from here to the garden at the back.
At the end of the hallway, the kitchen has a split-level roof with a south-facing window between the 2 levels lighting up the space. This room requires a re-fit, but the size offers multiple layout options. Through the kitchen, the rear lobby has a half glazed external door to the rear garden and at the back of the house is a WC.
A staircase from the hallway rises to a landing with a square loft hatch, 3 bedrooms and a bathroom. The 2 double bedrooms are a similar size and the 3rd is surprisingly large for a house of this style. The bathroom suite needs renewing, but the space accommodates a full suite. A uPVC window in the front wall has obscure glass.
The house is accessed from a pedestrian pathway at the front and the long front garden sets it nicely back. The back garden is mature, offering bushes, shrubs and lawn and has a garage at the end served by vehicle access.
Park avenue West is approx. 2 miles north-west of the Hull city centre, close to an array of excellent local facilities including shops, cafes and restaurants. This property is set on the edge of the leafy Avenues conservation area, close to well-regarded schooling for all age groups, the University of Hull and the MKM stadium.
Floorplan to follow with EPC 26th Nov.
Tenure : Freehold
Council Tax Band : B
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Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
| Tax Band | % | Taxable Sum | Tax |
| less than £250k | 0 | ||
| £250k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
| Tax Band | % | Taxable Sum | Tax |
| less than £250k | 3 | ||
| £250k to £925k | 8 | ||
| £925k to £1.5m | 13 | ||
| rest over £1.5m | 15 |
| Tax Band | % | Taxable Sum | Tax |
| less than £425k | 0(5)** | ||
| £425k to £625k | 5 | ||
| £625k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
